The reason some girls have their degrees by the age of 20, which is quite rare, is because they CLEP many courses while in High School. There is only one program that is a quick fix and it is not The Sara Schneirer nor Touro mentor program. There are agencies that will not hire those whose degress is through a quick fix program, so better do it the right way, not where the name of the program may sound right! The boys can pick up yeshiva credits, where the girls must take core courses, so ask around and hatzlocha rabbah!
