It depends on the recipient. If he has a very solid yeshiva background, the type who learned, or expects to learn for many years in kollel (5+), it may be insulting.
For everyone else it will be greatly appreciated.
It depends on the recipient. If he has a very solid yeshiva background, the type who learned, or expects to learn for many years in kollel (5+), it may be insulting.
For everyone else it will be greatly appreciated.